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List of private health insurers

All private health insurers included on this BAcC ‘open’ list offer some form of insurance cover for acupuncture treatment. Every company and policy is different and we do our best to keep the information current and relevant to BAcC members. Please let us know of any updates or queries.

This list is currently under review. We advise patients to contact their insurer in the first instance to ensure they have the most up-to-date information. 

Company detailsPolicy details
Aviva Healthcare
0800 068 3827 (Mon-Fri 8 am to 8 pm)
  • Cover up to ten acupuncture sessions each policy year on referral from a GP for each separate condition.
  • Practitioner must be a member of the British Medical Acupuncture Society (BMAS)or British Acupuncture Council (BAcC).
  • Not covered for chronic conditions, pre-existing conditions, pregnancy and childbirth.
AXA PPP Healthcare
0800 111 4004 ( Mon-Fri 9am to 7 pm)
  • Cover up to ten acupuncture sessions each policy year on referral from a GP.
  • Not covered for chronic conditions, pre-existing conditions, pregnancy and childbirth and cosmetic treatment.
Beneden Health
0800 414 8071 ( Mon – Fri 8:45am to 5:30 pm)

Health cash plan:

  • Acupuncture treatment provided by a professionally qualified and registered acupuncturist is payable according to the benefit schedule (from a maximum of £75 at Level 1 to a maximum of £350 at level 5) up to the combined maximum benefit per Insured Person in each Policy Year.
Birmingham Hospital Saturday Fund
0800 622552

Health cash plan:

  • 4 levels of cover to choose from. Cover from £250 to £750 per policy year, for acupuncture, depending on the level of cover taken.
  • Acupuncturist must be a member of: British Medical Acupuncture Society; British Acupuncture Council; Acupuncture Association of Chartered Physiotherapists; British Academy of Western Medical Acupuncture; Chinese Medical Institute and Register.
0808 115 3722 (Mon-Fri 8am to 8pm, Sat 9am to 12:30pm)
May request a call back

Health cash plan:

  • Will cover the costs towards acupuncture treatment services provided by an acupuncturist. Acupuncturist means an acupuncturist, recognised by Bupa or registered as a Member or Fellow of the British Acupuncture Council
    (MBAcC or FBAcC), British Medical Acupuncture Society (BMAS), or
    Acupuncture Association of Chartered Physiotherapists (AACP).
CS Healthcare
0800 917 4325 (Mon-Fri 9am to 5 pm)
  • Acupuncture covered on referral from GP or Specialist/Consultant under the Therapy & Care option.
  • Two sessions will be pre-authorised in the first instance, and if more treatment is required thereafter, a Treatment Plan will be required from the Therapist to decide whether further cover is available.
  • Will not cover pre-existing conditions.
The Exeter
0300 123 3201

  • Health cash plan covers acupuncture under complementary therapies from £300 (basic cover) to £600 a year. Health+ Policy covers acupuncture from as little as no cover to as much as unlimited cover, depending on your benefit options. Chronic conditions, pre-existing conditions, and a number of other exclusions apply.
General & Medical Healthcare
0800 980 4601
  • Acupuncture is covered under complementary medicine. Cover ranges from £250 to £1,500 dependent on the policy you choose.
  • Normal exclusions apply, i.e no pre-existing medical conditions.
  • Initially you would have to go to your NHS GP to obtain a referral.
  • The Acupuncturist would need to be under the age of 70 and recognised by General and Medical Healthcare as a complementary medicine practitioner.
01270 588555 (Mon-Fri 8am to 6 pm)
  • Acupuncture covered under the health cash plan, ranging from £60 to £655 money back per year.
  • Pre-existing conditions are not covered.
  • Acupuncturist must be from a list of approved professional organisations.
0800 917 2208
email at This email address is being protected from spambots. You need JavaScript enabled to view it.
  • HSF health plan helps towards the cost of acupuncture treatment by a qualified and registered practitioner.
  • Dependent on level of cover chosen, cover can range from £75 to £900 a year.
  • Normal exclusions apply, will not cover pre-existing medical conditions.