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List of private health insurers

All private health insurers included on this BAcC ‘open’ list offer some form of insurance cover for acupuncture treatment. Every company and policy is different and we do our best to keep the information current and relevant to BAcC members. Please let us know of any updates or queries.

This list is currently under review. We advise patients to contact their insurer in the first instance to ensure they have the most up-to-date information. 

Company detailsPolicy details
Aviva Healthcare
0800 051 1524
www.aviva.co.uk
  • GP referral or specialist referred only
  • each acupuncturist has to register individually
  • deal with queries on case-by-case basis
  • practitioner has to register, form available on website: www.aviva.co.uk/health-insurance/practitioner has to register, form available on website: www.aviva.co.uk/health-insurance/practitioner-zone.html

AXA PPP Healthcare
0800 111 4004 ( Mon-Fri 9am to 7 pm)

Claims 0800 111 4813
www.axappphealthcare.co.uk

Health cash plan:

  • Patient pays BAcC practitioner and gets re-imbursement from AXA/PPP £60 per session fee
Beneden Health
0800 414 8011
www.benenden.org.uk

Health cash plan:

  • self-referral ok
  • each claim analysed on an individual basis and if practitioner holds a relevant qualification,each claim analysed on an individual basis and if practitioner holds a relevant qualification,they would pay the claim and on a case-by-case basis
Birmingham Hospital Saturday Fund
0800 622552
www.bhsf.co.uk

Three quarters of all policies:

  • self-referral
  • BMAS and BAcC members only
Bupa
0800 600 500
www.bupa.co.uk

Discretionary benefit onsome policies under review:policy specific:

  • no cover for pre-existing conditions
  • no cover for long-term and/or chronic conditions – acute flare-ups only on case-by-caseno cover for long-term and/or chronic conditions – acute flare-ups only on case-by-casebasis – exclusion on temporary relief of symptoms
  • must be a registered medical practitioner; hold BMAS certificate of accreditation; have beenmust be a registered medical practitioner; hold BMAS certificate of accreditation; have beenin continuous substantial practice; up to date with CPD; complete application form
  • Bupa provides recognition for providers who are fully insured members (qualified medicalBupa provides recognition for providers who are fully insured members (qualified medicalacupuncturists) on their insurance policies. However, there are cash plans which may coverfor acupuncture by providers who do not have full recognition by Bupa, eg health addictionscash plan accepts BAcC members
CS Healthcare
0800 917 4325 (Mon-Fri 9am to 5 pm)
www.cshealthcare.co.uk

Some policies, depending on module chosen (therapy and care)

  • GP referral or specialist referred only
  • BAcC and AACP members
Engage Mutual Assurance
(also formally PHSA)
0800 169 4321
www.engagemutual.com

Health cash plan

  • GP referral only
  • each claim analysed on an individual basis and if practitioner holds a relevant qualification, they would pay the claim on a case-by-case basis
The Exeter
0300 123 3201
www.the-exeter.com

  • Health cash plan covers acupuncture under complementary therapies from £300 (basic cover) to £600 a year. Health+ Policy covers acupuncture from as little as no cover to as much as unlimited cover, depending on your benefit options. Chronic conditions, pre-existing conditions, and a number of other exclusions apply.
General & Medical Healthcare
0800 980 4601
www.generalandmedical.com
  • Acupuncture is covered under complementary medicine. Cover ranges from £250 to £1,500 dependent on the policy you choose.
  • Normal exclusions apply, i.e no pre-existing medical conditions.
  • Initially you would have to go to your NHS GP to obtain a referral.
  • The Acupuncturist would need to be under the age of 70 and recognised by General and Medical Healthcare as a complementary medicine practitioner.
Healthshield
01270 588555 (Mon-Fri 8am to 6 pm)
www.healthshield.co.uk
  • Acupuncture covered under the health cash plan, ranging from £60 to £655 money back per year.
  • Pre-existing conditions are not covered.
  • Acupuncturist must be from a list of approved professional organisations.
HSF
0800 917 2208
email at This email address is being protected from spambots. You need JavaScript enabled to view it.
www.hsf.co.uk
  • HSF health plan helps towards the cost of acupuncture treatment by a qualified and registered practitioner.
  • Dependent on level of cover chosen, cover can range from £75 to £900 a year.
  • Normal exclusions apply, will not cover pre-existing medical conditions.